VA Home Loans in Las Vegas
If you've served, the VA home loan is one of the strongest benefits you've earned. Whether you're stationed at Nellis Air Force Base or Creech AFB, or you're a veteran who has made Las Vegas home, Edward can help you use it.
Who a VA loan is for
- Veterans who meet VA service requirements
- Active-duty service members, including those at Nellis AFB
- Eligible National Guard and Reserve members
- Certain surviving spouses
How it works
VA loans are made by private lenders and guaranteed by the U.S. Department of Veterans Affairs. That guarantee lets eligible borrowers buy a primary residence with no down payment in many cases, subject to entitlement and lender approval, and there is no monthly mortgage insurance. Most borrowers pay a one-time VA funding fee, which can usually be financed. Veterans who receive VA disability compensation are generally exempt.
Basic requirements
- Certificate of Eligibility (COE) from the VA. Edward can usually request it for you.
- Primary residence. You must intend to live in the home.
- Credit and income. The VA doesn't set a minimum credit score, but lenders do, and those minimums vary.
- VA appraisal to confirm the value and the VA's minimum property requirements.
Requirements change, so confirm current rules for your situation.
The Las Vegas angle
Nellis AFB sits in North Las Vegas, so many military families look at North Las Vegas, Centennial Hills and Aliante for shorter commutes, while others choose Henderson or Summerlin. VA loans can also be used for a refinance, including a VA streamline refinance (IRRRL) on an existing VA loan.
Working through NEXA Mortgage, Edward can shop VA pricing across multiple lenders.
Talk to Edward
Ready to see what you qualify for? Apply Now or call/text Edward directly at 702-354-6071.
Edward Anderson, NMLS #811672 | NEXA Mortgage, LLC, NMLS #1660690 | Equal Housing Opportunity. Not a commitment to lend; all loans subject to credit approval.